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Scammers want you to rush. Pausing before you click, pay, reply, or share information is one of the simplest ways to stay safe.

Being scammed is not about intelligence. Scams work by targeting emotion, timing, trust, and pressure.

Most scams are trying to get one of three things: your money, your personal information, or access to your accounts.

Scammers often use urgency, fear, or greed to push people into acting before they stop and check.